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The FI Woman
Financial Wellness Blog
Posts that provide insights, strategies, and actions to support women's financial wellness
Personal Finance


5 Unique Financial Wellness Challenges for Single Moms and 4 Tips to Help Overcome Them
Single moms face unique financial wellness challenges. As a financial coach, here are 5 common challenges I see and 4 tips that can help.

Ramat Oyetunji
Oct 7, 20233 min read


7 Challenges to Building Generational Wealth & Financial Wellness for First-Generation Builders
First-generation builders face unique challenges to building generational wealth and financial wellness that hinder their efforts.

Ramat Oyetunji
Aug 13, 20233 min read


Financial Wellness Check: Layoff Fears. Know What to Expect.
I remember feeling blindsided from both of my layoff experiences (13 years apart). It is not a good feeling. No one wants to "prepare"...

Ramat Oyetunji
Aug 5, 20232 min read


Be Yourself. Don't Make Financial Wellness Restrictive. 6 Budgeting Methods to Explore
We can each define our own idea of financial independence and financial wellness, and more importantly, choose how we reach it.

Ramat Oyetunji
Jul 25, 20232 min read


Who Is Protecting Your Money? The Role of the FDIC
Has failed Silicon Valley Bank (SVB) got you thinking of keeping your money under your mattress? First, learn how your money is protected!

Ramat Oyetunji
Mar 13, 20232 min read


5 Financial Moves If You Experience a Layoff 💔
Layoffs hit hard! They are traumatic and confusing. I know, I've been through 3 in my 20-year career. There's a strong temptation to keep...

Ramat Oyetunji
Jan 27, 20232 min read


2021: 3 Steps to Get Your Financial House in Order
New Year’s greetings! 2020 was a challenging year in many ways and it was especially challenging financially for many of us. Like me, I’m...

Ramat Oyetunji
Jan 2, 20213 min read


February: Put Some OOMPH in Your Plan
Last month was all about taking the first – and most important step; developing a financial plan. The focus was on the “what” of your...

Ramat Oyetunji
Feb 11, 20182 min read


January: The 3Ms of Financial Independence
2018 is all about taking a step by step approach every month to improve your finances, and bringing you closer to achieving financial...

Ramat Oyetunji
Jan 7, 20182 min read


2018: #KeepItSimple and #JustDoIt
2018 will be a great year! I’m choosing to start the year with a positive proclamation, and I hope that you do too! The FI Woman has two...

Ramat Oyetunji
Jan 1, 20181 min read


Is Bitcoin The New “Gold Rush”? Should You Jump In?
You missed out on the gold rush (I’m assuming you weren’t around in the mid-1800s), and now you’re worried you might miss the Bitcoin...

Ramat Oyetunji
Jun 11, 20172 min read


Is Financial Freedom A Mani-Pedi Away?
(This post was first published in July 2015, and updated May 2017 to reflect new information) It’s mani-pedi season again! The average...

Ramat Oyetunji
May 26, 20173 min read


Beyond The Basics. Fresh Ideas For Your Money
Every time you see yet another article telling you to max your 401(k) contribution, you let out a silent scream and want to pull your...

Ramat Oyetunji
May 18, 20173 min read


Think Financial Independence Is Impossible? Don’t Read This Post
The first step to achieving any goal is having the right mindset. If you believe financial independence isn’t possible, STOP! This post...

Ramat Oyetunji
Mar 10, 20172 min read


3 Steps to Help You Soar Financially in 2017
Happy new year! Be honest; have you already broken one or two new year’s resolutions, even though it’s only the second week of 2017? Or,...

Ramat Oyetunji
Jan 8, 20172 min read


Ready To Buy A House? Do This First!
Buying a house is exciting, terrifying, but mostly, overwhelming. What if you are making a mistake? It is a big financial step, and you...

Ramat Oyetunji
Aug 15, 20161 min read


Financial Planning Allows This Millennial To Pursue Her Passion … In Egypt
For many of us, financial independence has little to do with just accumulating money, and has more to do with improving our quality of...

Ramat Oyetunji
Jun 19, 20165 min read


Investment Strategies for a Volatile Market
Being in the “right place, at the right time” has led to great opportunities in life for many. Some of these opportunities occur during a...

Ramat Oyetunji
May 15, 20162 min read


Talking Stocks, Bonds and Blocks!
Investing can sometimes be a dry topic, so I am always looking for creative ways to explain it, make it less intimidating and more...
Ramat Oyetunji
May 1, 20161 min read


Spring Clean Your (Financial) House in 3 steps
Spring is here! The weather is comfortable, the grass is green, and birds are singing a wonderful melody. The last thing you want to do...
Ramat Oyetunji
Apr 20, 20162 min read
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