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About The FI Woman

Ramat Oyetunji
Founder & CEO, The FI Woman
Certified Personal Finance Counselor

The FI Woman was initially launched in 2015 with one simple mission: to teach women how to invest in the stock market so that they could become financially independent.

The mission has since evolved to a more holistic goal of working with individuals and groups to achieve their financial goals by providing financial education, helping them connect their financial goals to their "why," and finally, developing a personalized roadmap to achieve their goals.

My story, as the founder of The FI Woman, began 20 years before my early retirement in 2021 at 44.


In 2002 I was laid off from my first job, less than a year after graduating from college. I had very little money saved and faced potential deportation and homelessness. That experience taught me the importance of being financially independent, and it proved to be the catalyst for my early retirement in 2021 at 44.

Now, as my second act, I run The FI Woman full-time, continuing with my passion for helping people take control of their finances.

In addition to running The FI Woman, I am the author of several Personal Finance books, including a book for kids that I co-authored with my 9-year-old daughter.

My Background 

Certificates & Education

  • Certified Personal Finance Counselor with previous experience as a licensed Financial Advisor and a fiduciary Investment Advisor Representative.

  • MBA, University of Maine School of Business

  • B.S. in Mechanical Engineering, University of Maine


  • Personal Finance 1:1 coaching

  • Flat-fee Financial Planning

  • Group financial coaching and workshops

Who I Help

Women and men who are ready to take control of their finances: planning for retirement, paying for a college education, becoming debt-free or navigating a variety of personal finance situations.

How I Help

Through a step-by-step process that is simplified and tailored to get the results you want. I educate you on tools and give you the information you need to feel confident about taking control of your finances.

What's in It for You

1. A certified, experienced, and trusted partner to help you navigate your finances.

2. Financial advice and coaching that is objective and specific to your situation.

3. Step-by-step guidance that results in a personalized financial roadmap.

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