About Me

Ramat Oyetunji
Founder & CEO, The FI Woman
Certified Personal Finance Counselor

In 2002 I was laid off from my first job, less than a year after graduating from college with a degree in Mechanical Engineering. It was an experience that set me on the path to financial independence and in 2021, almost 20 years later, I retired at 44 to pursue my passion of helping others take control of their finances.

I established The FI Woman in 2015, with the mission of showing women how to achieve financial independence by becoming savvy stock market investors. My original mission has since evolved beyond teaching about the stock market, into promoting financial literacy and helping people understand their finances.


The shift occurred when I realized that the stock market was only one aspect of achieving financial independence, and to truly reach FI, clients would need to gain financial literacy and overall financial wellness.


In addition to running The FI Woman, I am the author of several Personal Finance books, including a book for kids that I co-authored with my 9-year-old daughter.

My Background 

Certificates & Education

  • Certified Personal Finance Counselor with previous experience as a licensed Financial Advisor and a fiduciary Investment Advisor Representative.

  • MBA, University of Maine School of Business

  • B.S. in Mechanical Engineering, University of Maine


  • Personal Finance 1:1 coaching

  • Flat-fee Financial Planning

  • Group financial coaching and workshops

Who I Help

Women and men who are ready to take control of their finances: planning for retirement, paying for a college education, becoming debt-free or navigating a variety of personal finance situations.

How I Help

Through a step-by-step process that is simplified and tailored to get the results you want. I educate you on tools and give you the information you need to feel confident about taking control of your finances.

What's in It for You

1. A certified, experienced, and trusted partner to help you navigate your finances.

2. Financial advice and coaching that is objective and specific to your situation.

3. Step-by-step guidance that results in a personalized financial roadmap.