About Me

Hi! My name is Ramat Oyetunji. I am the Owner & CEO of The FI Woman, a financial coaching business I established in 2015. I am also the author of several Personal Finance books, including a book for kids that I co-authored with my 9-year-old daughter.

In 2002 I was laid off from my first job less than a year after graduating. It was an experience that set me on the path to financial independence, and almost 20 years later, I retired at 44 to pursue my dream of helping others take control of their finances.

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My Background 

Certificates & Education

  • Certified Personal Finance Counselor with previous experience as a licensed Financial Advisor and a fiduciary Investment Advisor Representative.

  • MBA, University of Maine School of Business

  • B.S. in Mechanical Engineering, University of Maine


  • Personal Finance

  • Flat-fee Financial Planning

Who I Help

Women and men who are ready to take control of their finances: planning for retirement, paying for a college education, becoming debt-free or navigating a variety of personal finance situations.

How I Help

Through a step-by-step process that is simplified and tailored to get the results you want. I educate you on tools and give you the information you need to feel confident about taking control of your finances.

What's in It for You

1. A certified, experienced, and trusted partner to help you navigate your finances.

2. Financial advice and coaching that is objective and specific to your situation.

3. Step-by-step guidance that results in a personalized financial roadmap.