Last month was all about taking the first – and most important step; developing a financial plan. The focus was on  the “what” of your  financial plan, using my 3 Ms of FI as a guide: Maximize Cashflow, Minimize Debt, and Multiply Your Money. However, your financial plan isn’t complete if you don’t have the “how” to accompany your “what.” A financial plan doesn’t have to be complex or complicated. In fact, the simpler, the better! Here is my financial plan from 2004: Not bad,

2018 is all about taking a step by step approach every month to improve your finances, and bringing you closer to achieving financial independence. Your first, and most important step, is to develop a financial plan. Already have a financial plan? Then January is the perfect time to review it and make adjustments, if necessary. The 3 Ms of FI I coined the phrase “3Ms of FI” to help simplify the mindset necessary to achieve financial independence. The 3Ms are the foundation fo

2018 will be a great year! I’m choosing to start the year with a positive proclamation, and I hope that you do too! The FI Woman has two mantras for 2018: #justdoit and #keepitsimple. When it comes to life, and your money, these two mantras help get results. Just Do It I am yet to meet anyone who achieved a goal by sitting on the sidelines. Fear of taking action is a real thing, as is analysis-paralysis. Is it the right move? Are there better options? Maybe something will cha