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Unsure or Stressed About Your Investment Strategy? A Simple Template to Feel More Confident.

Writer's picture: Ramat OyetunjiRamat Oyetunji

woman in a hammock gazing at a landscape of mountains, trees, and a river.

Anyone can become a successful, confident investor. It doesn't have to be complicated. With the right investment strategy, investing becomes simpler and less stressful. This simple, yet effective template helps you answer important investing questions, takes the guesswork out of investing, and creates an investment strategy that is tailored to fit you.


Learn how the five sections of this template play a role in building a tailored, effective investment strategy, then take action today to feel more confident about your investments and growing your money.



Section One: Your Risk Profile

Every investment strategy starts with understanding your risk profile. Are you someone who values stability, or are you comfortable riding the ups and downs of the market to aim for higher returns?


This section helps you identify your risk profile—Stable, Strategic, or Bold—based on your preferences for volatility, growth potential, and timeline. Whether you want minimal market fluctuations or you’re okay with taking bigger risks for bigger rewards, this section helps you figure out what works best for you.


Section Two: Asset Allocation

Your asset allocation is the heart of successful investing. This section simplifies the process of deciding how much of your portfolio should go into stocks, bonds, and cash.

The template links your risk profile to a straightforward asset allocation matrix. With this clear structure, you can eliminate the guesswork and confidently select a balance that fits your goals and comfort level.


Section Three: Investment Selection

Knowing how much to allocate to stocks, bonds, and cash is a great start—but how do you decide which specific investments to choose?


This section includes a checklist of ETFs and index funds, tailored for each risk profile. Each option comes with its expense ratio, making it simple to compare costs and choose investments that align with your strategy. This section helps you narrow down thousands of choices to a suitable selection of investments that make your decision simpler but still effective.



Section Four: Action Plan

A strategy only works if you put it into action. This section helps you take the next steps to implement your plan. From selecting your investments to allocating your portfolio and scheduling regular reviews, this section keeps your strategy aligned with your risk profile and goals over time. It’s straightforward and ensures that you’re not just planning—you’re doing.


Section Five: Sample Investment Strategy

Not sure how to bring everything together? This section includes a realistic example based on one of the risk profiles—Strategic risk profile.

With this example, you’ll see exactly how to apply the template to your own portfolio, step by step. It’s designed to give you the clarity and confidence to create and implement a soldi investment strategy that is simple, yet effective.



Take the Next Step: Create Your Simple Investment Strategy

Stop worrying, stressing, or procrastinating about investing and start growing your money with a solid investment strategy. Since time is such a critical factor in successful investing, don't delay creating and implementing the right investment strategy for you. Get the S.T.A.R™ Investment Strategy Template now and get started!


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