A Star Wars reference? Huh? I couldn’t help myself! “May the force be with you” is used in Star Wars to wish people well ; here, in real life, having a Roth is one way to wish your future self well! What is a Roth? A Roth is a type of retirement account and can be an IRA (Investment Retirement Account) or a 401(k)/403(b) (employer sponsored retirement plan). The Roth IRA was established by the Taxpayer Relief Act of 1997 and is named after the senator who initially proposed i

My last post talked about taking control. I mentioned some steps to take immediately, including starting to close the gap between where you are financially today, and where you want to be. Sometimes, that is easier said than done, and we need that extra push to get started. Your tax refund is the perfect “push” that you need to jump start your investing. We are in the throes of tax season and the IRS estimates that the average tax return in 2015 will be $3,295. It was $3,116