“Say whaaat?!” You might ask, if you weren’t already six feet under. It’s exactly what your loved ones will ask if you haven’t taken the very important step of naming beneficiaries to ALL of your accounts. All of them, from Retirement accounts, personal investment accounts, savings accounts, checking accounts to work provided life/death insurance. Though a spouse may still inherit accounts if not named as a beneficiary, it could require a long drawn battle in court accompanie