“Say whaaat?!” You might ask, if you weren’t already six feet under. It’s exactly what your loved ones will ask if you haven’t taken the very important step of naming beneficiaries to ALL of your accounts. All of them, from Retirement accounts, personal investment accounts, savings accounts, checking accounts to work provided life/death insurance. Though a spouse may still inherit accounts if not named as a beneficiary, it could require a long drawn battle in court accompanie

My last post talked about taking control. I mentioned some steps to take immediately, including starting to close the gap between where you are financially today, and where you want to be. Sometimes, that is easier said than done, and we need that extra push to get started. Your tax refund is the perfect “push” that you need to jump start your investing. We are in the throes of tax season and the IRS estimates that the average tax return in 2015 will be $3,295. It was $3,116