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The FI Woman
Financial Wellness Blog
Posts that provide insights, strategies, and actions to support women's financial wellness
Personal Finance


Become The ‘Millionaire Next Door.’ Do These 3 Things.
Although a million dollars today doesn’t buy all that it used to, it is still worth targetting. Here are three things you must do to get...
Ramat Oyetunji
Feb 16, 20163 min read


FU Money. Do You Have It?
If you have heard the term ‘FU money’, it is likely you heard it during a discussion about a rich person with insane amounts of money,...
Ramat Oyetunji
Jan 25, 20163 min read


Get over that financial hangover
Welcome to 2016! As 2015 came to an end, you might have blown your budget right out of the water, or thrown it away all together. With...
Ramat Oyetunji
Jan 12, 20162 min read


Last Minute Gifts That Keep Giving (And Are Perfect For Any Occasion)
(An additional bonus: these gifts are perfect for last-minute shoppers and can be purchased electronically.) Here are three different...
Ramat Oyetunji
Dec 24, 20152 min read


A New Car or $53K In The Bank? You Decide.
My previous blog post was on cash flow, and this post focuses on Assets and Liabilities. I wouldn’t blame you, if you were starting to...
Ramat Oyetunji
Oct 21, 20153 min read


Where does your cash flow? Three things every woman must know about her personal (or family) finance
You wouldn’t keep filling a pitcher with water if it was leaking like a sieve, would you? If you did, no matter how hard you worked, your...
Ramat Oyetunji
Oct 4, 20153 min read


You Have a Financial Plan, Now What? Prioritize!
When it comes to financial success, a good financial plan and setting goals are essential. However, once you have a plan and goals, how...
Ramat Oyetunji
Sep 8, 20152 min read


The Dow Plunges 531 points and I Momentarily Turn Into Mr Burns
Friday’s headlines were filled with news of the beating the stock market was taking. Examples of the headlines: “sell-off turns nasty,”...
Ramat Oyetunji
Aug 23, 20152 min read


Earn Tax-Free Dough While Supporting Your Team (or Local Government)
The NFL off-season is ending and there is a lot of discussion around building new stadiums and moving teams to other cities. Have you...
Ramat Oyetunji
Aug 10, 20152 min read
REITs: Enjoy Landlord Benefits Without The Headaches!
Real property ownership (land, buildings, immovable property), and the collection of rents for income is as old as time. Owning land and...

Ramat Oyetunji
Jul 20, 20153 min read
Is Financial Freedom Only A Mani-Pedi Away?
I got a pedicure the other day, and after including a tip, the total came to $40. I probably get a pedicure once a month in the summer...

Ramat Oyetunji
Jul 5, 20153 min read
“Thanks for the retirement account. xoxo, Uncle Sam”
“Say whaaat?!” You might ask, if you weren’t already six feet under. It’s exactly what your loved ones will ask if you haven’t taken the...

Ramat Oyetunji
Jun 22, 20153 min read
May The Roth Be With You!
A Star Wars reference? Huh? I couldn’t help myself! “May the force be with you” is used in Star Wars to wish people well ; here, in real...

Ramat Oyetunji
Jun 3, 20153 min read
Companies – They are Just Like Us!
It may surprise you to find that some of the common metrics used by creditors to evaluate your financial health are similar to the ones...

Ramat Oyetunji
May 18, 20152 min read
For the savvy business owner: Invest like a boss!
Small businesses are the backbone of the American economy. A 2012 study presented by the SBA (Small Business Administration) showed that...

Ramat Oyetunji
May 3, 20154 min read
Time For A Financial Check-up!
The second quarter of 2015 is well underway. At the end of the first quarter (January 1 – March 31, 2015), the S&P 500 closed at 2067.89...

Ramat Oyetunji
Apr 19, 20153 min read
Is that Investment Really “On Sale”?
Though the stock market has experienced some nice gains this year, and in general, has seen six years of positive returns, the past few...

Ramat Oyetunji
Apr 1, 20155 min read
Don’t Spend that Tax Refund!
My last post talked about taking control. I mentioned some steps to take immediately, including starting to close the gap between where...

Ramat Oyetunji
Mar 11, 20154 min read
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