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Charming Pathway

The Financial Freedom and Confidence to Experience Life Your Way

An Independent Partner You Can Trust With Your Finances and Dreams.

If you're seeking financial freedom and the confidence to make the choices you want—like pursuing a dream, working only because you want to, or securing your retirement and financial future—with the added benefit of working with an expert to align your finances to your choices, I'm a partner you can trust!

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Ramat Oyetunji, CPFC, MBA

Founder, The FI Woman LLC

Certified Personal Finance Counselor

Hi! I'm Ramat, and a challenging layoff early in my career inspired my journey to Financial Independence (FI) and the launch of The FI Woman LLC in 2015.

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 I eventually achieved FI at 44, which gave me the freedom and confidence to retire from my 20-year engineering career. Now, I use the lessons I've learned and my financial expertise to help women gain the freedom and confidence to make the choices that matter to them.

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With my experience as a Certified Personal Finance Counselor (CPFC®) and former licensed Financial Advisor at Edward Jones, I develop personalized strategies that are practical, simple to implement, and save you time while still getting the results you want.

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Because The FI Woman LLC is an independent, fee-based financial coaching business with no affiliations to financial products, you can trust that my strategies and recommendations fully align with your goals and aspirations. I'm a partner you can trust!

Join a Free Event!

2025 Key Financial Planning Actions
2025 Key Financial Planning Actions
Dec 10, 2024, 7:30 PM EST
Online Webinar
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FINANCIAL COACHING SUCCESS STORIES

testimonials
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I am debt-free in less than a year, and I could not have gotten there without Ramat!
On my birthday last year, I realized it was time to put my finances in order. I knew I could not start this journey alone, so I set up a complimentary session. Ramat put me at ease right away. I learned so much about my current financial health, and I got essential tools to help me reach my financial goals. I am looking forward to continuing to work with her in 2022.

Mary Lou

Schedule a Financial Coaching Session Today

Get started on the path to financial freedom and security with expert guidance and a trusted partner. 

Blog Posts

Enhance your financial knowledge with our latest blog posts and books. Gain insights into financial planning topics that matter to you.

Contact me.

I would love to hear from you! Send me a message with questions or your ideas for how we can work together.

Thanks, I'll be in touch!

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