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Financial Planning & Guidance
beyond Numbers

Reward yourself with lasting financial wellness.
You've earned it!

Wherever you are on your journey, I will help you build lasting financial wellness with The S.T.A.R. Treatment™

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About ​The FI Woman
&
The S.T.A.R. Treatment™

Hi! I'm Ramat Oyetunji, Founder of The FI Woman LLC. I'm a Certified Personal Finance Counselor (CPFC®), former Investment Adviser, and Creator of The S.T.A.R. Treatment™

​As a first-generation professional and immigrant in the US, my journey has included: layoffs, a successful 20-year STEM career, and early retirement at age 44. My journey taught me the value of a holistic financial plan, and inspired the launch of The FI Woman LLC in 2015, with the goal of helping women build financial security and freedom. I created The S.T.A.R. Treatment™ to make financial planning simpler and less overwhelming—especially for busy professional women, and for first-generation and immigrant professionals who may be less familiar with established financial systems. The S.T.A.R. Treatment™ is a financial planning framework with step-by-step, expert guidance that ensures you're making the right financial moves to set yourself up for financial success. The holistic financial plan and roadmap helps you gain financial clarity and the confidence to build the life you want.

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Personal Finance Books

Explore six personal finance books written by Ramat Oyetunji to elevate financial knowledge and confidence

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Speaker Profile

Planning a conference, retreat, or other event? Invite Ramat Oyetunji to speak on a financial wellness topic that your audience will find engaging and relatable. Flexible formats to fit your event: keynote, breakout session, workshop, panel discussion, or fireside chat.

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Financial Blog

Elevate your financial knowledge with monthly blog posts on relevant financial topics. Learn about financial concepts, how-tos, and personal finance stories that inspire and motivate.

Contact me

Have a question or idea for collaboration? I'd love to hear it. 

Thanks, I'll be in touch!

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