Sunny Backyard

Dream Big!

Your Financial Independence
Starts Here

Why I Started

In 2002 I experienced my first layoff.

That experience of being suddenly unemployed and financially unprepared set me on the path to achieving financial independence. It inspired me to help others talk about money and take control of their finances.

What I Offer

1:1 coaching, group sessions, and speaking engagements that are tailored to meet your needs.

Complimentary Session
FREE 1:1 Coaching (30 mins)


Take advantage of a 30-minute free coaching session to discuss your financial goals and concerns. You will leave with the tools and tips you need to take it to the next level.

Personalized 1:1 Coaching (60 mins)

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A personalized 60-minute coaching session tailored to your needs.

These sessions are perfect for "checking in" on your progress or answering specific financial questions.

Three Session Package
Step-by-Step Guidance

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Three Session Package

Three personalized 60-minute coaching sessions tailored to your needs.

These sessions provide step-by-step guidance and help you develop strategies and actions to achieve your financial goals.

Group & Speaking Engagements

Virtual Team Meeting

Workshops &

Speaking Engagements

Interactive sessions where participants learn about relevant financial topics, or specific topics of your choosing.

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Success Stories

I am debt-free in less than a year, and I could not have gotten there without Ramat!
On my birthday last year, I realized it was time to put my finances in order. I knew I could not start this journey alone, so I set up a complimentary session. Ramat put me at ease right away. I learned so much about my current financial health, and I got essential tools to help me reach my financial goals. I am looking forward to continuing to work with her in 2022.

Mary Lou

The TYFplanner
A 7-week financial planner with daily actions

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Kids & Money
An easy way to teach kids to manage money

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Fifty Shades of Green
A Stock Market Guide

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Contact me to discuss speaking engagements or group workshops.

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